2025-08-30
By 2025, the cross-chain lending platform of Hong Kong HashKey Exchange will automatically call 8 DeFi protocols such as Aave and Compound for a single transaction, completing the entire process of mortgage, lending, and arbitrage in just 1.2 seconds, with a processing amount of over 1 billion USD/day, verifying the commercial explosive power of Web3 composability. As a core feature of decentralized systems, composability, through modular design and protocol interoperability, allows developers to freely combine blockchain components like building Lego, promoting paradigm innovation in finance, identity, data and other fields.
The core of Web3 composability lies in breaking down the blockchain system into independent modules: the execution layer (such as Arbitrum processing transaction calculations), the data availability layer (such as Celestia ensuring data verifiability), and the consensus layer (such as Tendermint implementing node consensus). This design allows developers to combine modules on demand, such as a certain DeFi protocol choosing Optimism as the execution layer, Filecoin as the storage layer, and Chainlink as the oracle, to build a high-performance decentralized trading platform. The cross-chain gateway of HashKey Exchange adopts a similar architecture, and by 2025, it will process cross-border asset mapping for more than 80 million Hong Kong dollars, reducing single transaction fees by 40%.
The ERC-4626 protocol unifies the DeFi Vault interface, allowing users to seamlessly transfer LP tokens deposited in Aave to Yearn for profit cultivation, increasing fund utilization by 30%. The ERC-3525 semi-homogeneous token standard allows fragmented NFTs to participate in liquidity mining. For example, if a blue-chip NFT is split into 1000 SFTs, the holder can pledge them to the Compound lending platform and participate in the Uniswap liquidity pool to obtain double returns. The compliance framework of HashKey Exchange integrates these protocols and processes over 500,000 NFT financialized transactions by 2025, increasing asset liquidity by 200%.
Modularization operating systems such as RuleOS achieve functional expansion through plugin ecology. Developers can choose DeFi tools, NFT markets and other plugins to quickly build applications without repetitive development of underlying logic. For example, a developer launched a DeFi product that automatically hedges risks within 48 hours by combining lending plugins, insurance plugins, and income aggregation plugins. The developer toolchain of HashKey Exchange supports plugin-based development, with over 200 incubated projects in 2025, covering multiple fields such as DeFi, NFT, and DAO.
Chainlink's CCIP protocol realizes real-time synchronization of cross-chain data. A certain agricultural supply chain platform automatically triggers smart contracts to adjust order prices by calling weather data oracles and agricultural product price oracles, shortening logistics cycles by 30%. After the compliance framework of HashKey Exchange is integrated with this mechanism, it will process cross-border trade financing of over 1 billion US dollars in 2025, and the financing cycle will be compressed from 7 days to 24 hours.
Cosmos' IBC protocol allows different blockchains to transmit information through relay chains. For example, DePIN (decentralized physical infrastructure) NFTs on the Solana chain can participate in auctions through IBC cross-chain to Ethereum, reducing transaction confirmation time from 2 minutes to 2 seconds. HashKey Exchange's cross-chain lending platform integrates IBC and CCIP. After users lock assets on the source chain, the target chain automatically generates equivalent tokens. By 2025, the amount of cross-chain lending will exceed 600 billion Hong Kong dollars, and the fund utilization rate will increase by 40%.
Secret Network's privacy smart contract supports the execution of complex logic in an encrypted state. A medical alliance trained a diabetes prediction model by combining MPC (multi-party secure computation) and zero-knowledge proof protocol without leaking the original data source, with an accuracy rate of 92%. The compliance audit system of HashKey Exchange adopts a similar mechanism. The user's private key sharding is stored in different nodes, and at least three fragments need to be verified simultaneously to unlock the assets. By 2025, the asset custody of institutional clients exceeded $2 billion with zero security incidents.
Instadapp aggregates 8 DeFi protocols, allowing users to complete loans, transactions, insurance, and other operations in one interface, reducing Gas fees by 50%. For example, users can mortgage ETH to borrow USDC, automatically transfer to the Curve liquidity pool to obtain profits, and purchase Nexus Mutual insurance to hedging clearing risks. HashKey Exchange's DeFi aggregator integrates this mechanism, processing more than 180 million transactions in 2025, and increasing average user returns by 25%.
The DID (Decentralized Identity) protocol allows users to combine different identity components. For example, a creator can quickly complete KYC authentication in the compliance framework of HashKey Exchange by using ENS domain name (identity identifier) + POAP activity badge (social proof) + Gitcoin donation record (reputation data). The review time has been shortened from 3 days to 2 hours. This composite identity system has been adopted by 2000 + Web3 projects, and users can authorize different dimensions of identity information as needed.
HashKey Exchange's compliance framework supports the tokenization of assets such as gold and stocks. The gold tokens purchased by users can participate in lending, liquidity mining, and insurance products at the same time, achieving "one currency for multiple purposes". By 2025, more than 2 million cross-border asset transactions will be processed, and the asset circulation efficiency will be improved by 10 times. A real estate platform has split commercial real estate into ERC-1155 tokens, which investors can pledge to the Aave lending platform and participate in Compound income cultivation, with an annualized return rate of 18%.